Associate Director, WRB Model Development

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Job Details

Associate Director, WRB Model Development

Job Description

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Requisition Number:

65557

Job Location:

Bangalore, IND

Global Grade:

Band 6

Work Type:

Office Working

Employment Type:

Permanent

Posting Start Date:

04/11/2026

Posting End Date:

30/11/2026

Job Description:

Job Summary

This position is for an Associate Director (WRB) with experience in areas of A-IRB (PD, LGD, EAD) Models, Credit Risk Scorecards and Credit Risk Strategy (cut-off analysis, line assignment et. al) for retail banking / small business lending businesses.  The individual will drive delivery (2-3 engagements at any given time) of A-IRB Model, Credit Risk Scorecards and associated Credit Risk Strategies (as well as other risk analytics) for all Retail and SME portfolios of Standard Chartered Bank. The individual is expected to be hands-on at all times.

Responsibilities include understanding Standard Chartered Group requirements and working with the team in developing statistically derived predictive models, performing decision tree-based customer segmentation and profiling analyses, assisting business implementation of sophisticated risk models and providing analytic support to Standard Chartered Businesses across the globe. The individual is expected to drive timely delivery with assigned resources on an engagement, while ensuring compliance to prevailing / applicable standards / legislation / policies

Key Responsibilities

People and Talent:

•    Lead through example. Set clear expectations from the teams and work in collaboration with all relevant partners.

•    Set and monitor objectives for team members and provide feedback

Strategy

•    Strategic mindset

Business

•    Retail Business Understanding

Processes

•    Process improvement

People & Talent

•    People manager

Risk Management

•    Manages risk

Governance

•    Adhere to governance

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct.

•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

•    Unsecured and Secured Risk and Business Heads of Countries

•    Head of Scorecards

•    Group Model Validation

•    Model Risk Policy and Governance

•    Model Delivery Management

Skills and Experience

•    Credit Risk Modelling

Qualifications

•    Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering, MBA or other quantitative discipline

•    Hands-on experience of 4 – 6 years, in the past in statistical modeling, mining data and understanding data patterns is an absolute necessary to lead engagements.

•    A solid background in coding with Python (preferred), SAS, or comparable tools is a fundamental requirement.

•    Understanding of regulations for A-IRB will be considered a plus

•    Experience in directly interacting with Business and exposure to international markets will be a plus

Competencies:

•    Leading and owning 1-2 engagements at any given time

•    Ability to explain modelling outputs and inferences to Senior Stakeholder in non-technical manner

•    Need of getting involved in on-the-ground and data activities

•    Analytical / Strategic / Conceptual thinking

•    Attention to detail

•    Problem solving

•    Highly motivated, organized and methodical

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

Being part of an inclusive and values driven organisation

, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.

In line with our Fair Pay Charter

, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance

, with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.

Apply now

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